BORDERLESS Multi-CURRENCY ACCOUNT PRICING

Everything you need to know about our account, card, receive, and send pricing. Say bye bye to huge fees for good.

Setting up your account

It’d free to create a GenioPay account, and there are never any minimum balances to worry about.

  • Create your account

    Free
  • Get a European IBAN

    Free
  • US account number

    Free
  • UK account number

    Free
  • Canadian account number

    Free
  • Hold 30+ currency balances

    Free
  • Hold more than $15,000 in
    USD balance

    0.40% annually
Using your debit card

You can spend on your GenioPay debit card in any currency, and our smart tech will auto-convert it with the lowest possible fee.

  • Order a GenioPay debit card

    Free
  • Replacement card

    3 USD
  • Spend in multiple currencies

    Free
  • Convert a currency using your card

    Free
  • ATM withdrawls over $500 / month

    Free
  • Over 2 ATM withdrawls / month

    Free
  • First 2 ATM withdrawls up to
    $500 / month

    Free
Sending money

With the GenioPay account, you’ll always get the real exchange rate.

  • Convert currencies

    0.5%
  • GBP Direct Debit

    Free
  • EUR Direct Debit

    Free
  • USD Direct Debit

    Free
  • Fixed fee to send money
    (varies by currency)

    3 USD

CALCULATE ANY FEE

For total transparency, we built a calculator so
you can check the fee for any currency, and any
amount.

GENIOPAY IS AN AUTHORISED

GenioPay is an authorised in Money Service Company independently regulated by the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC), and registered as an MSB in the United States.

FINANCIAL REGULATION

This means we’re required by law to keep your money safe by storing in low-risk financial institution - in Europe this is our UK account with Halifax, in the US this is our US account with Evolve Bank & Trust.

These accounts are reserved for customers money, this means your money is kept in a separate account from the money we use to run the busines.