We always convert
your money at
a live rate

We’ve built direct connections with the world’s interbank exchange, so you’ll always get the best available exchange rate.

currency exchange

Enjoy GenioXperience in minutes

step 1
Register in minutes
step 2
Verify your identity
step 3
Top up your account
step 4
You’re Ready to go!

Available for you now

  • Send money cheaper and easier than old-school banks

    Send money at the real exchange rate with no hidden fees.

  • Spend abroad without the hidden fees

    Use a card in 90+ countries and withdraw anywhere. Get yours for free.

  • Receive payments like a local in 30+ currencies

    Get your own UK account number, Euro IBAN, US routing number, and more.

  • Convert and hold 30+ currencies

    Holding multiple currencies is completely free, and we use the real exchange rate to convert

From our blog

View all
GenioPay Secures MSB License in the U.S

GenioPay Secures MSB License in the U.S

This milestone represents a significant step forward in our journey to provide seamless, secure, and …

GenioPay launches in Canada, acquires MSB License

GenioPay launches in Canada, acquires MSB

GenioPay, a worldwide transfer network, has expanded its services to millions of consumers after receiving …

GenioPay Strengthens Commitment to CSR Partnering with SEDARVP

GenioPay Strengthens Commitment to CSR Par

GenioPay is proud to announce its partnership with SEDARVP Ghana, reinforcing its dedication to corporate …

Let's answer some
of your questions

Your funds are 100% safe. We’re required by law to keep your money safe by storing in low-risk financial institution - in Europe this is our UK account with Barclays, in the US this is our US account. These accounts are reserved for customers money, this means your money is kept in a separate account from the money we use to run the busines.

GenioPay account is a fully-fledged IBAN account in your name. You can keep your company funds in EUR, GBP, PLN and USD and immediately send money in multiple currencies at favorable FX rates. With GenioPay account you may forget about the time-consuming process of sending the money from your bank account to the currency exchanger to get the better rates. We give you 2 in 1 – our professional online banking and multicurrency payments at great rates.

This is simple! You (or your business partner) send the credit transfer to your GenioPay IBAN account and with your name as the beneficiary. GenioPay is a participant of the European payments network called SEPA and SWIFT, therefore we can send and receive your payments through the SEPA or SWIFT scheme. Alternatively, you can top-up your GenioPay account in EUR, GBP, PLN and USD by sending a bank transfer from your account in another financial institution, following the instructions in our apps.

Read more


Join global savvy people who choose
GenioPay for fast and secure Borderless
payments. We create your security.