We always convert
your money at
a live rate

We’ve built direct connections with the world’s interbank exchange, so you’ll always get the best available exchange rate.

currency exchange

Pay anyone, everywhere in minutes

step 1
Register in minutes
step 2
Verify your identity
step 3
Top up your account
step 4
You’re Ready to go!

Available for you now

  • Send money cheaper and easier than old-school banks

    Send money at the real exchange rate with no hidden fees.

  • Spend abroad without the hidden fees

    Use a card in 90+ countries and withdraw anywhere. Get yours for free.

  • Receive payments like a local in 30+ currencies

    Get your own UK account number, Euro IBAN, US routing number, and more.

  • Convert and hold 30+ currencies

    Holding multiple currencies is completely free, and we use the real exchange rate to convert

From our blog

View all


Join global savvy people who choose
GenioPay for fast and secure Borderless
payments. We create your security.